If your job contract has terminated and you are not eligible for state pension, you can:

 

  • KEEP your capital in the Fund and benefit from the management performances of the portfolio where it is invested, as a member who is still working. Two years after the termination of the job contract, if no additional contribution is paid to the Fund, you are charged with the current management fees.
  • VOLUNTARILY PAY ADDITIONAL CONTRIBUTION, increasing your capital
  • TRANSFER your capital to another Fund in Italy, if you have one due to a new job contract
  • REDEEM (all or a part of) your capital according to the current law provision and the bylaws of the Fund.
  • Apply for a RITA (A form of temporary annuity) if you have a maximum of 10 years left before reaching the age for old age retirement pension and if possible according to the applicable law provisions.

 

Upon achieving the requirements for state retirement pension, you will also be able to apply for a supplementary pension with Previndai.