We care for you, we follow and escort you along your path in Previndai.
When you become part of the Fund your account benefits from the utmost flexibility in relation to all possible needs and personal dispositions.
All members can build their own personal benefits and choose to invest their accrued capital or just the incoming contribution in one or more portfolios at the same time.
The first step is to apply for membership. According to the Italian law, membership to a supplementary pension fund is a free choice of the worker.
Upon filing the application, the Fund will send you a communication containing their account number and the password to access their personal internet area.
Once you have applied, the next step is to pay the contribution through the employing company.
If you change your employer, you can always continue to pay contribution to your account in Previndai.
Previndai offers a range of investment possibilities based on different financial instruments.
The management of the resources is entrusted to professionals on the base of agreements drafted according to the Italian regulation, especially for the parts concerning the rules for a prudent approach to the investment, in consideration of the welfare purposes of the same.
The amount of the benefits provided by Previndai depends directly on the volume of the contribution paid and on the performances of the investments.
The Fund offers all forms of benefits provided for by the Italian law and allows you to have a support for your projects even before retirement age: under some conditions, it is possible to obtain an anticipation of capital. At the moment of retirement, subject to some requirements, you can apply for a repayment of the capital accrued (all or in part) in the form of an annuity, a lump sum or a combination of both. Previndai offers different types of annuities that can also be combined with a variety of additional guarantees.